Finding Affordable Individual Health Insurance

, a site owned by Health Network Group, LLC, an Allstate is a non-government site and is not backed by the Centers for Medicare & Medicaid Solutions. We do not provide every plan offered in your location.

We represent Medicare Advantage HMO, PPO and PFFS companies and stand-alone PDP prescription drug plans that are contracted with Medicare. Registration depends on the strategy's agreement renewal. Every year, Medicare examines strategies based on a 5-star score system.

Unique Supplemental Advantages ("SSBCI") may be readily available to you if you have any of the list below conditions: [chronic cardiac arrest, cardiovascular conditions, diabetes, cancer and end-stage liver illness] Other qualified conditions not noted. These conditions may not use to all kinds of SSBCI discussed. Eligibility for this advantage can not be guaranteed based entirely on your condition.

For details, please contact us. The Part B Giveback Benefit pays part or all of your Part B premium and the amount may change based upon the amount you pay for Part B.The described items and services are supplied specifically by or through operating subsidiaries of Healthcare Service Corporation, a Mutual Legal Reserve Business.

Ensuring Financial Protection Options

Registration in these strategies depends on agreement renewal. SMID: MULTIPLAN_HCIHNMEDORGSITEPY26_M.

You can just sign up with, switch, or drop a Medicare Advantage Plan (Part C), other Medicare health strategy, or Medicare drug plan (Part D) at specific times, called registration periods. (brand-new to Medicare)Begins 3 months before you get Medicare (Part A and/or Part B) and ends 3 months after you get Medicare.

You need both Part A (Medical Facility Insurance) and Part B (Medical Insurance coverage) to join a Medicare Benefit Plan with or without drug protection. You require Part A or Part B to join a Medicare drug plan. Varies, depending on when the plan gets your request: If you ask for to join a strategy your Medicare Part A and/or Part B starts: Your strategy coverage starts the exact same day as when your Medicare Part A and/or Part B starts.

Join any Medicare Advantage Strategy with or without drug protection. Sign up with, drop, or switch to another Medicare Advantage Plan with or without drug coverage (or add or drop drug coverage). Change from Original Medicare to a Medicare Benefit Plan from a Medicare Advantage Strategy to Original Medicare.

Essential Life Coverage Tips

January 1 of the next year.(just if you're already in a Medicare Benefit Strategy)January 1-March 31. Within the very first 3 months you get Medicare.Switch to another Medicare Benefit Strategy with or without drug coverage. Drop your Medicare Benefit Plan and go back to Initial Medicare. You'll also have the ability to sign up with a separate Medicare drug plan.

Harmony SoCal Insurance

Varies. Just for certain scenarios that take place in your life, like transferring to a brand-new address, losing or altering your present protection, getting Medicaid, or getting Extra Assist to pay drug expenses. Find out more about Special Registration Periods. Depending upon your circumstance: Join a Medicare Advantage Strategy (with or without drug coverage) or Medicare drug planSwitch to another planIf you sign up for Part A and/or Part B during a Special Enrollment Period since of an extraordinary scenario, you'll have 2 months to sign up with a plan or switch to another plan.

Normally, the first of the month after the plan gets your request. Other times when you can sign up with a health or drug plan. If you signed up with a Medicare Advantage Strategy during your Initial Enrollment Period, you can alter to another Medicare Advantage Strategy (with or without drug coverage) or return to Original Medicare (with or without a drug strategy) within the first 3 months you have Medicare Part A & Part B.For details about when you can sign up with Medicare Expense Plans, demonstrations/pilot programs, or the Program of All-inclusive Take Care Of the Elderly (SPEED), contact the strategies that provide these options.

Plans may likewise include $0 copays for routine vaccines, $0 copays for preventive and diagnostic mammograms and colonoscopies, and $0 copays for preventive bone density and prostate examinations.

Harmony SoCal Insurance

Selecting New Advantage Options

PLEASE NOTE: Since Jan. 1, 2026, Roswell Park Comprehensive Cancer Center and its community network practices will not be taking part providers in Independent Health's specific Medicare Advantage strategies. Likewise, currently for 2026, there are no providers included in Tier B. For the most up-to-date list of participating companies and tier info, view our Service provider Directory site.